FATMAWATI, F.; GUNAWAN, A. N. B. .; MUSTAMIN, A. .; ARIFAI, S. .; FATIMAH, S. .; TAUFIQ, M. . The Effect Of Knowledge, Security, And Convenience On The Frequency Of Digital Payment Use From Physical Cards To Bsi Qris Mobile Banking In Generation Z (A Study on Students of the Faculty of Islamic Economics and Business, UIN Alauddin Makassar). DAS CONFERENCE INTERNATIONAL SERIES, [S. l.], v. 4, p. 21–25, 2026. Disponível em: https://journal.das-institute.com/index.php/proceeding/article/view/1359. Acesso em: 21 jun. 2026.